Our health changes along the way. What comfort me most is when I know that my clients’ medical expenses and critical illness plans are in place during their hospitalisation stays. I remember receiving a call from one of my clients as she had to go for a major heart operation. She is a young mother to 3 lovely children. It came as a shock to us that heart related problem has no age limit. After 3 operations, she has since recovered. All the medical expenses are fully taken of because of the steps taken when she first started working.

Setting up savings and investment portfolio early and increasing it when our financial status improve is one of my strong advocation to all my clients. One of my referrals turned client had his house fully paid off due to our discipline implementation of investment and saving strategy back in early 2000. His investment portfolio with HSBC Life (formerly AXA Singapore) grew. One day, he called me and told me that he was getting a new house. We cashed out some of his investment to fully paid off his house. The satisfaction on his face when he knew that he had no more outstanding housing loan is beyond words.

I always share with my clients - it is always better to be over prepared than doing nothing at all. Insurance is like a parachute; you never know when you need it. But when you need it, you will be glad to have it.

YEARS IN FINANCIAL PLANNING: SINCE 1998

AREAS OF SPECIALTY

• Life Insurance
• Investment funds

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Associate Wealth Solutions Consultant

MDRT 2001

Clubs qualifying (Elite clubs, Signature awards, life clubs, Convention qualifier)

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“Let Food Be Thy Medicine and Medicine Be Thy Food”

“Nature itself is the best Physician”

Both quotes by Hippocrates sent my mind spinning when I chanced upon stories of eating right, a few years back.

I started a lot of research and I discovered a lot more about food and nature. This started my journey to understand food source and quality in our diet. It is the first step to self-healing. While we build our wealth and family, we often neglect what is important – Health.

My children are my strongest testimonials from my quest to better living. My eldest used to be an extreme picky eater and has very sensitive airway. My younger one had baby eczema at 4 months old and the patches became bigger as he grows. During the healing journey, I have picked up new culinary skills and found a new passion in cooking. With informed knowledge, food source and choice have become part of our lifestyle.

To my family, food is love.

Mealtime has its way to bond people together. Eating the right food feeds our body with the right nutrients for self-healing. I love to prepare a good meal for my family and friends. The smiles on their faces, spark joy in me. My love for food has since spread to my friends. Together, we exchange tips on better lifestyle choices.

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Thank you for helping me. I don’t think people thank you enough for the job you do. I don’t know why I took that step to buy insurance, but I think it has been the best step taken. If not, I will confirm spend my money all the way.

– Victoria Chan

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